Investment options available to Mauritians
People often don’t realise that ‘investing’ isn’t a single road. It’s a wide highway with distinct, legitimate lanes… and as Mauritian citizens, we have access to the vast majority of them. Understanding the broad types of investments will help you carve a serious path, instead of just jumping randomly from one thing to another (or trying to do everything at once).
The Investment options available to Mauritians category focuses on different assets and financial products that are accessible by Mauritians, whether you’re based in Mauritius or part of the diaspora.
The main types of investment options
Traditional (core) investments
With traditional investments, you typically put your money into established financial systems and let them operate. You're participating in time-tested structures (banks, stock markets, governments, and large corporations).
savings accounts and fixed deposits
bonds
stocks
ETFs
They’re structured, regulated, and have been around for centuries. Traditional investments usually attract people who value stability, patience, and relatively long-term progress.
Alternative investments
What unites assets in this category is that their value is driven by forces that are often independent of traditional markets. And they don't always move in synch with stocks or bonds.
real estate
metals (gold, silver)
crypto
forex (currency markets)
Some alternatives can be stable (like certain types of property), while others are more volatile. In general, they attract people who think in terms of cycles and opportunities outside the mainstream financial system.
Entrepreneurial investments
Here, the outcome depends heavily on your actions and decisions. Probabilities and market trends matter less; your initiative, skills, and execution drive the results. Rather than plugging money into an existing system, you're creating or scaling something yourself.
education and skill-building (to boost earning power)
starting or growing a personal business
buying into or owning a franchise
Returns here depend more on your hands-on effort rather than from broader market movements. This category attracts people who want direct impact, and real-time influence over outcomes. It's basically a cultural rite of passage in Mauritius... We all know how deeply education is valued in our society.
Do you need all three investment types?
Not necessarily. Early on, most newbies start with one clear path rather than spreading themselves thin. Over time, as wealth and confidence increase, diversification often becomes more intentional (less friction).
What matters most isn’t owning everything… it’s understanding the type of risk that you’re taking.
Local and international possibilities
All investment types can exist:
locally (through Mauritian institutions)
internationally (through local Mauritian or global markets and platforms)
So, being a Mauritian citizen doesn’t limit you to one or the other. What normally changes is how each option is accessed in practice, depending on where you’re based.